IMPORTANT: You have until **Friday, June 29th** to apply or decline coverage.

A sudden loss of your ability to work due to sickness or injury could drastically reduce your ability to provide:

  • Home
  • Education
  • Food
  • Clothing
  • Savings

Register

All eligible employees must register and respond by applying for or declining coverage.

Reminder emails will continue until a response is entered.

Register Now

Approximately 90 percent of disabilities are caused by illness rather than accidents.

Council for Disability Awareness, Long-Term Disability Claims Review, 2014.

Average group long term disability claim lasts 34.6 months.

Gen Re. U.S. Group Disability Rate & Risk Management Survey 2012, based on claims closed in 2011.

Average individual disability claim lasts 31.6 months.

Gen Re. U.S. Individual DI Risk Management Survey 2011, based on claims closed in 2010.

25 percent of 20-year olds will become disabled before reaching age 67.

U.S. Social Security Administration, 2015.

Life changes. We'll be there.®

Disability happens every day

The ability to earn an income is a key piece of your financial foundation. Have you thought about what would happen if you were unable to work due to sickness or injury?

Disability often strikes out of nowhere and can be both financially and emotionally devastating. Most people believe they are insulated from disability, but the likelihood of suffering an income-interrupting illness or injury is likely greater than you think.

Life doesn’t stop at disability

If you became disabled and couldn't work, how would you pay your bills? Some sources of income in case of disability are savings, your spouse’s income, workers’ compensation and social security. Typically, not one of these options truly replaces your income. Workers’ compensation pays benefits in case of an on-the-job accident. But it has strict limitations and applies only to a small percentage of disability cases.

You insure your home and cars – why not insure your most valuable asset – your ability to earn a living?

How long can you afford to go without a paycheck?

In today’s economy, more and more people are living paycheck to paycheck. In fact, according to a study by the Council for Disability Awareness, an estimated 57 percent of American workers said they only have enough money to cover their bills for six months or less.

Now take this statistic into consideration and ask yourself, “What happens if my paycheck goes away because of disability?” If you’re like most people, you may not be prepared.

Build 7.0.9.0

Copyright © 2017 Ohio National Financial Services, Inc.

One Financial Way | Cincinnati, Ohio 45242

Disability income insurance policies issued by Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Guarantees are based upon the claims-paying ability of the issuer. Disability income insurance is not available in CA. Issuer not licensed to conduct business in NY.

The policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact your advisor or the company. 

Tracing its corporate origins to 1909, Ohio National markets a variety of insurance and financial products in 49 states (except New York), the District of Columbia and Puerto Rico, and through affiliated operations in South America. We are committed to building long-term relationships with our customers and to providing them with solutions as their needs change over time.